Black Finance Month | Black History Month

Black Finance Month

Black History Month

Focus on the hard times ahead with thoughts of those who came before you.

Focus on the mission ahead with thoughts of your role as a leader in your community.

Focus on the obligations of your family with thoughts of their needs first, personal needs last.

Focus on the future of your people with thoughts of your course of actions to make their dreams come true by any means necessary.

10 Wealth for Life Principles

A Social, Economic and Investing Guide to Creating Black Wealth

I will live within my means.

I will maximize my income potential through education and training.

I will effectively manage my budget, credit, debt, and tax obligations.

I will save at least 10% of my income.

I will use homeownership as a foundation for building wealth.

I will devise an investment plan for my retirement needs and children’s education.

I will ensure that my entire family adheres to sensible money management principles.

I will support the creation and growth of minority-owned businesses.

I will guarantee my wealth is passed onto future generations through proper insurance and estate planning.

I will strengthen my community through philanthropy.